Michael Gaffney | Mortgage Broker in Ashtead

Michael

Gaffney

Location:

Surrey

Qualifications:

CeMAP

Appointment Options:

 
Face-to-face, Online, Telephone

Gender:

Male
Michael ‘s top skills:
Commercial finance guidance for business and property needs.
Buy-to-let, HMO and limited company finance support.
Bridging finance insight for time-sensitive property plans.
More about Michael :

Michael Gaffney – Commercial and Buy-to-Let Finance Adviser in Ashtead

 

Michael Gaffney of Opto Business is based in Ashtead, Surrey. He advises clients on commercial finance, buy-to-let, HMO, limited company buy-to-let, bridging finance, and general insurance.

This profile is designed to help clients decide quickly whether Michael’s permissions match the type of advice they need.

What Michael Can Help With

Michael Gaffney can advise on:

  • Commercial finance
  • Buy-to-let mortgages
  • HMO finance
  • Limited company buy-to-let
  • Bridging finance
  • General insurance

Who Michael May Be Suitable For

Michael may suit clients who need business-led or property investment advice rather than standard residential mortgage advice.

He may be a strong fit for:

  • Landlords looking at buy-to-let finance
  • Investors considering HMO property
  • Clients buying through a limited company structure
  • Business owners exploring commercial finance
  • Clients who need short-term bridging finance
  • Property owners reviewing general insurance needs

Important Permission Note

Michael does not advise on:

  • Residential mortgages
  • Protection
  • Equity release
  • Second charge mortgages
  • Sharia mortgages

Location and Availability

Michael is a mortgage broker in Ashtead and can support clients across Surrey and nearby areas, subject to availability.

Key Surrey locations include:

  • Guildford
  • Woking
  • Epsom
  • Leatherhead
  • Redhill
  • Camberley
  • Staines-upon-Thames

Why Clients May Contact Michael

Some clients do not need a broad residential mortgage conversation. They need focused advice on business property, rental investment, short-term funding or insurance linked to property ownership.

Michael’s permissions make his profile relevant for clients who want practical, confident and decisive guidance across commercial, landlord and bridging finance.

Contact Michael Gaffney

Contact Michael Gaffney at Opto Business if you need advice on commercial finance, buy-to-let, HMO finance, limited company buy-to-let, bridging finance or general insurance.

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Contact Michael :
Opto Business

is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.